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Get Paid... Early and Fast!

Access up to $500 before payday at no charge- ZERO fees or interest
Tap into funds you've earned as soon as your next shift*
Avoid costly payday loans, expensive overdrafts, or asking your manager for an advance
Download the app to get started- no credit check required
* Subject to your employer's time clock system
Designed for wage earners in collaboration with Mastercard
Thousands are now accessing their wages early & it’s putting an end to pay day loans for good.
It really works! & it’s free
UserWage Earner
Wow! Makes my life a lot easier
UserWage Earner
My credit score is skyrocketing
UserWage Earner

How it Works

Download App & Register

Download GoDo mobile app and create an account

Access Wages Immediately

Connect your direct deposit account to see how much pay you can access before payday

Receive Your UFCW GoDo Mastercard

Once you've funded your account, you'll receive a GoDo Mastercard® Debit Card instantly to your phone

Your Advance is Repaid  on Payday

Your advance is repaid on payday when your direct deposit is received in your GoDo account

About UFCW Local 1208

The United Food and Commercial Workers International Union (UFCW) is a labor union made up of 1.3 million hard-working men and women in the U.S. and Canada. We are a 501(c)(5) nonprofit organization that believes in the power of ordinary people coming together to improve their lives and make a lasting difference for all working people.
Their members are your friends and neighbors. They work in grocery and retail stores, pharmacies, health care and manufacturing facilities, and in food processing and meat packing industries. From the rural heartland to teeming urban centers, our members are on the front lines working hard to feed, serve and strengthen the neighborhoods and communities we call home.

Learn more or join UFCW Local 1208
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GoDo Team

James Ray
Jason Dell
Mark A. Spurgeon
Laura Pratt
Tim Connors
Megan Hanley
Jonathan Murphy


How do I create an account and how long does it take to get started?
To get started, download the GoDo app to your iPhone or Android device, and register with GoDo. Once the account is established, you will instantly receive a virtual GoDo card on your smartphone. At that point, you are ready to go!
How does the app work?
GoDo retrieves your wage and shift data. A percentage of earned wages is then calculated and made accessible within the GoDo app. GoDo processes transfer requests made in the app and is reimbursed through direct deposit at the end of each pay period.
Can I withdraw cash from an ATM with my GoDo card?
GoDo is partnered with the MoneyPass® ATM network to provide two (2) no fee withdrawals from in-network ATMs per month. When making cash withdrawals from an ATM, your PIN is required. Out-of-network ATM withdrawals can be made as well. Please review fee chart for charges that may apply.
Does GoDo charge fees ?
GoDo has worked hard to create an account that has minimal to no fees depending on how you use it. For a detailed list of the items please refer to the GoDo Fee Schedule.
Do I need a smart phone to access the app?
Yes, GoDo is available for download in the App Store and Play Store.
Can my employer view my purchases?
No. Purchases made with your GoDo card account are viewable by you via the GoDo app and your GoDo account specialist.
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