Our mission is to help bridge the gap between wages and the cost of living. In that spirit, GoDo was designed to reduce or totally eliminate fees under normal usage situations, and therefore charges no interest or fees to transfer advances.
When you use your GoDo Mastercard® Debit Card for a purchase, GoDo earns a small fee from the store for the transaction. This allows GoDo to provide the no cost advance transfers our cardholders enjoy.
How do I create an account and how long does it take to get started?
To get started, download the GoDo app to your iPhone or Android device, and register with GoDo. Once the account is established, you will instantly receive a virtual GoDo card on your smartphone. At that point, you are ready to go!
How does the app work?
GoDo retrieves your wage and shift data. A percentage of earned wages is then calculated and made accessible within the GoDo app. GoDo processes transfer requests made in the app and is reimbursed through direct deposit at the end of each pay period.
Can I withdraw cash from an ATM with my GoDo card?
GoDo is partnered with the MoneyPass® ATM network to provide two (2) no fee withdrawals from in-network ATMs per month. When making cash withdrawals from an ATM, your PIN is required. Out-of-network ATM withdrawals can be made as well. Please review fee chart for charges that may apply.
Does GoDo charge fees ?
GoDo has worked hard to create an account that has minimal to no fees depending on how you use it. For a detailed list of the items please refer to the GoDo Fee Schedule.
Do I need a smart phone to access the app?
Yes, GoDo is available for download in the App Store and Play Store.
Can my employer view my purchases?
No. Purchases made with your GoDo card account are viewable by you via the GoDo app and your GoDo account specialist.
Non-bank fees are charges that are not related to traditional banking services, such as checking or savings accounts, loans, or credit cards. These fees may be imposed by non-bank financial institutions, such as credit card companies, online lenders, or investment firms, or by other types of businesses, such as retailers, utilities, or service providers.
Non-bank fees can take many forms, including monthly or annual maintenance fees, transaction fees, late payment fees, or fees for special services, such as expedited processing or personalized support. Non-bank fees may also be imposed for the use of certain types of payment methods, such as credit or debit cards, or for the use of certain financial services, such as mobile banking or money transfer apps.
Non-bank fees can vary widely depending on the type of service or product being provided, and it is important for consumers to carefully review the fees associated with any financial product or service before using it. Some non-bank fees may be negotiable, while others may be mandatory or non-refundable. It is always a good idea to shop around and compare fees and terms from different providers to find the best deal.