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The True Cost of Being Underbanked

Allison London

Glenbrook Partners, April 30, 2021

It’s expensive to be a low income American, driven in part by the high cost of financial services available to such consumers.

Fintechs have an opportunity to displace the traditional, high-cost services that target low income consumers.

Who Pays to Pay?

The Financial Health Network estimates that in 2020 the financial services industry serving this market cost American consumers $255B.

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